The majority of us believe that when our time comes our loved ones will, financially, be okay. For the majority of us, however, this sadly isn't always the case and often loved ones are left with a financial burden.
Similarly, the majority of us believe that should the unexpected happen, whether this may be the diagnosis of a critical illness, an accident or injury, we will cross that bridge if and when it happens. Again, for the majority of us, this could leave us facing financial hardship.
At Farringdon House Financial Services, we want to ensure that whatever happens in life, you, your family and your property are fully protected. Whether it's coming to terms with the loss of a loved one, dealing with a critical illness, the consequences of an accident or injury which means you cannot work, it can be reassuring to know you do not need to worry about your finances.
What would happen if you were to suffer a critical illness? What if you were unable to return back to work or needed home improvements to accommodate your change in circumstance?
Critical illness will pay out a tax-free lump sum on the diagnosis of a range of critical illnesses including cancer, heart attack and stroke to name a few.
What would your financial situation be if you were off work for a prolonged period of time due to an accident or illness? How would you meet your monthly expenses?
Income protection will pay out a regular tax-free income if you are unable to work due to an accident or illness to ensure you can keep up with your monthly living costs.
If you were to pass away, leaving dependants such as a partner, spouse or child, would they face financial hardship with the loss of you and your income?
Family Income Benefit will pay out a regular tax-free income when you die to provide ongoing financial support for your dependants.
Have you considered who will cover the cost of your funeral when you pass away? Would you like to leave a guaranteed lump sum to cover this expense?
Whole of life will pay out a tax-free lump sum when you die, whenever that may be, providing you maintain the premium.
Would your business survive if something happened to you, your co-owners or employees?
Business protection comes in various forms and would ensure the business can continue to operate should anything happen and those affected are compensated.
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FARRINGDON HOUSE FINANCIAL SERVICES IS A TRADING STYLE OF LOUISE CANTER WHO IS AN APPOINTED REPRESENTATIVE OF THE OPENWORK PARTNERSHIP, A TRADING STYLE OF OPENWORK LIMITED WHICH IS AUTHORISED AND REGULATED BY THE FINANCIAL CONDUCT AUTHORITY. FARRINGDON HOUSE FINANCIAL SERVICES IS A TRADING STYLE OF LOUISE CANTER, FCA NUMBER 947304.
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